Why Pre-Qualify?

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Even if you've not so much as narrowed down houses to visit yet, it's valuable to see your mortgage loan professional early. What for? Maybe it's hard to fathom the ways in which we can help even before you start to calculate your offer.

Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. We accomplish this by reviewing your income and debts, your employment and housing situations, the funds available for a down payment, required reserves, and some other things. It's a quick, thorough process with minimal risks for papercuts.

When you are considered eligible, we prove our confidence in your potential to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

When you locate a house that is ideal for you, and you want to make an offer, being pre-qualified for a loan will do several things. First of all, you have some concrete numbers in mind, as the amount you will qualify for with your mortgage. Being pre-qualified can also make your offer look even better to the seller, as if you were bringing them a bag full of cash! They need not wonder if that they are wasting their time if you will not have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't be something for them to lose sleep over. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

Our mortgage professionals can help you calculate the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. The process outlines your financial situation - your debt, income, job, down payment money, among other things. It's short and basic; and we take pride in keeping the paperwork to a minimum.

One-on-One

You can certainly use the calculators on this site to calculate how much mortgage you will be able to afford - but it's also essential to meet with us. We can walk you through your pre-qualification letter. Next, we can review your mortgage program options to make sure you are in the right one. Let us get you started: Contact us at 425-508-9988.

Have questions about pre-qualifying? Call us at 425-508-9988. Financial Edge Mortgage Corp. answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.
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